Welcome to XPayTech (the “Website,” “Platform,” “Service,” “we,” “our,” or “us”). This Disclaimer governs your use of our website https://xpaytech.xyz/ and any related services we provide. Please read this Disclaimer carefully before using our Platform. By accessing or using our Website, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer along with our Terms and Conditions and Privacy Policy.
If you do not agree to any part of this Disclaimer, you must stop using our services immediately.
1. General Information Only
The content and materials provided on XPayTech are for general informational purposes only. While we strive to ensure that the information presented is accurate, current, and reliable, we make no representations or warranties, express or implied, about:
- The completeness, accuracy, or reliability of any information.
- The suitability or availability of our services for your specific needs.
- The results you may achieve from using our services.
You are solely responsible for evaluating the accuracy, usefulness, and appropriateness of any information or service before relying on it.
2. No Financial or Legal Advice
Nothing on this Website constitutes, or should be construed as:
- Financial advice – We do not provide investment, tax, or financial planning advice.
- Legal advice – We do not provide legal counsel or representation.
If you require financial or legal guidance, you should consult with a qualified professional licensed in your jurisdiction. Decisions made based on information from XPayTech are done at your own risk.
3. Use of Our Services
While XPayTech provides billing and payment-related services, we do not guarantee that:
- Our platform will be error-free, uninterrupted, or secure at all times.
- Transactions will be processed without delay or issues.
- Services will meet all regulatory requirements in every jurisdiction.
It is your responsibility to ensure compliance with local, state, national, and international laws applicable to your use of our services.
4. Third-Party Links and Services
Our Website may include links to third-party websites, applications, or services for your convenience. We have no control over, and are not responsible for, the content, accuracy, policies, or practices of these third-party entities.
When you access third-party websites through our links, you do so at your own risk. We encourage you to review the terms, conditions, and privacy policies of those external sites before engaging with them.
5. Limitation of Liability
To the maximum extent permitted by law, XPayTech and its directors, officers, employees, affiliates, and partners shall not be liable for any:
- Direct, indirect, incidental, special, or consequential damages.
- Loss of data, revenue, profits, or business opportunities.
- Unauthorized access to your account or personal information.
- Delays, interruptions, or service failures caused by circumstances beyond our control.
This limitation applies even if we have been advised of the possibility of such damages.
6. Accuracy of Billing and Transactions
While we strive to maintain accurate billing and transaction records, we cannot guarantee absolute accuracy at all times. Technical errors, human mistakes, or third-party failures may occur.
You are encouraged to regularly review your account and promptly report any discrepancies to our support team at support@xpaytech.xyz. Failure to notify us within a reasonable time frame may limit our ability to address your concerns.
7. Regulatory Compliance
We operate in compliance with applicable payment processing laws and regulations; however, rules may vary by jurisdiction. You are solely responsible for ensuring that your use of our platform complies with the laws of your location.
If your activities violate any applicable laws, XPayTech reserves the right to:
- Suspend or terminate your account.
- Report the matter to relevant authorities.
- Take necessary legal action to protect our business and other users.
8. Security and Data Protection
Although XPayTech implements industry-standard security measures, no method of data transmission or storage is 100% secure. We cannot guarantee absolute protection of your information from:
- Hacking or cyber-attacks.
- Unauthorized access by third parties.
- Data loss or corruption.
You acknowledge and accept these risks when using our services.
9. No Warranties
All services and content on XPayTech are provided on an “as-is” and “as-available” basis without warranties of any kind, either express or implied.
We expressly disclaim all warranties, including but not limited to:
- Merchantability.
- Fitness for a particular purpose.
- Non-infringement of intellectual property rights.
10. Indemnification
You agree to indemnify, defend, and hold harmless XPayTech, its affiliates, employees, and partners from and against any claims, liabilities, damages, losses, or expenses arising from:
- Your use of our services.
- Violation of this Disclaimer or our Terms of Service.
- Infringement of any third-party rights.
11. Changes to This Disclaimer
We may update, modify, or revise this Disclaimer at any time without prior notice. Changes will take effect immediately upon posting on our Website.
It is your responsibility to review this Disclaimer periodically. Continued use of our services after any modifications signifies your acceptance of the updated terms.