Welcome to XPayTech. These Terms and Conditions (“Terms”) govern your use of our website https://xpaytech.xyz/ and our billing and payment processing services. By accessing or using our website, creating an account, or using our services, you agree to be bound by these Terms. Please read them carefully before using the site.
1. Acceptance of Terms
By using our website and services, you confirm that you have read, understood, and agree to these Terms and our Privacy Policy. If you do not agree, you must stop using the site immediately.
We may update these Terms from time to time. Any changes will be posted on this page with a revised “Effective Date.” Continued use of our services after changes means you accept the updated Terms.
2. Eligibility
To use our services, you must:
- Be at least 18 years old or have the consent of a parent or guardian.
- Have the legal capacity to enter into a binding agreement.
- Provide accurate, current, and complete registration details.
We reserve the right to refuse service to anyone at our discretion.
3. Services Provided
XPayTech offers digital billing, invoicing, and payment processing solutions for businesses and individuals. Our services may include:
- Online invoice creation and management
- Secure payment processing through integrated gateways
- Transaction tracking and reporting tools
- Automated billing and reminders
We may add, modify, or discontinue certain features without prior notice.
4. Account Registration
To access certain services, you must create an account. You agree to:
- Provide true, accurate, and complete information.
- Keep your login credentials secure.
- Notify us immediately of unauthorized account access.
- Accept responsibility for all activities under your account.
We are not responsible for any loss arising from your failure to protect your account credentials.
5. Fees and Payments
Some services may require payment of fees, which will be clearly disclosed before you subscribe or use them.
- Fees are billed according to your selected plan.
- You authorize us to charge your chosen payment method for applicable fees.
- Late or failed payments may result in suspension or termination of your account.
All fees are non-refundable except as required by law or explicitly stated in a specific service agreement.
6. Acceptable Use Policy
When using XPayTech, you agree NOT to:
- Use the platform for fraudulent, illegal, or unauthorized transactions.
- Interfere with or disrupt the platform’s security or operations.
- Upload malicious code, viruses, or harmful content.
- Misrepresent your identity or business details.
Violation of this policy may result in account termination and legal action.
7. Payment Processing and Third-Party Services
XPayTech integrates with third-party payment gateways to process transactions securely.
- We are not responsible for delays, errors, or security breaches caused by third-party payment processors.
- Your use of these services is subject to their respective terms and policies.
- We do not store sensitive payment card details unless required for recurring billing and in compliance with applicable laws.
8. Refunds and Disputes
For billing disputes or refund requests related to XPayTech service fees:
- Contact our support team within 7 business days of the charge.
- We will review the case and process eligible refunds within 10 business days.
- Refunds for transactions between you and your customers must be handled directly between both parties.
9. Intellectual Property Rights
All content, trademarks, designs, and software on XPayTech are our property or licensed to us.
You may not copy, modify, reproduce, distribute, or exploit any part of the website or services without our prior written consent.
10. Data Privacy and Security
We value your privacy and handle your data in accordance with our Privacy Policy.
- We implement encryption and secure storage measures to protect sensitive data.
- You are responsible for maintaining the confidentiality of your account details.
- We are not liable for unauthorized access due to your negligence.
11. Limitation of Liability
To the maximum extent permitted by law:
- XPayTech is not liable for any indirect, incidental, or consequential damages, including lost profits or data.
- Our total liability for any claim is limited to the amount paid by you for the services in the last 3 months.
- We do not guarantee uninterrupted or error-free service.
12. Indemnification
You agree to indemnify and hold harmless XPayTech, its employees, directors, and partners from any claims, damages, or expenses arising from your:
- Violation of these Terms
- Misuse of the services
- Infringement of third-party rights
13. Service Availability
We aim to provide 24/7 access to our services but do not guarantee uninterrupted availability.
We may suspend the service temporarily for:
- Maintenance or upgrades
- Security concerns
- Events beyond our control (force majeure)
14. Termination of Services
We may suspend or terminate your account if you:
- Violate these Terms
- Engage in fraudulent or illegal activity
- Fail to pay required fees
Upon termination, your right to use the services ends immediately. Certain provisions, like Intellectual Property and Limitation of Liability, will continue to apply.
15. Governing Law
These Terms are governed by the laws of [Insert Jurisdiction, e.g., India/Your Country]. Any disputes will be subject to the exclusive jurisdiction of the courts in [Insert City, Country].